So, you have a random mortgage question that pops into your head in the middle of the night?

You can’t sleep but also you can’t call your mortgage broker at 3am – you need answers.

Well, I found a place that might be able to get you the help you need so that you don’t have to break into the Nytol.

MortgageFit is a site I ran across during one of my own sleepless nights. I found it while taking a break around 3am from packing (yes, I take breaks by looking at real estate blogs and web sites – I love what I do, and even I can admit that it’s somewhat of an obsession for me.)

MortgageFit is a community full of lenders and borrowers where people ask questions, and they get answers from professionals that are part of the communits. Discussions of all sorts are taking place, from first time buyer information, to appraisal information, to credit problems and more.

If you have a question, there is likely a discussion on the topic that is already taking place. Not there? Then ask your question and you’ll get a response in no time.

Of course, the site is not meant to be a substitute for speaking with a professional in person about your issues, but it is great as a sounding board for for your questions and concerns, or to do a little research. Also, one thing to keep in mind is that the site is nationwide – and every state has there own rules and regulations, so be sure to check with your local mortgage broker.